|
OECU Rates
|
Savings Accounts |
Minimum Balance Range |
Annual Percentage Yield |
Compounded/
Credited |
Minimum Opening Deposit |
Regular Share
Tier 1 |
$5.00-$10,000.00 |
.25% |
Quarterly/ Quarterly |
$5 |
Regular Share
Tier 2 |
$10,000.01-$25,000.00 |
.25% |
Regular Share
Tier 3 |
$25,000.01-$50,000.00 |
.25% |
Regular Share
Tier 4 |
$50,000.01 |
.25% |
Money Market Savings
Low Balance |
$0.01-$1,999.99 |
.45% |
Monthly/ Monthly |
$2,000 |
|
Money Market Savings |
$2000 |
.65% |
|
Checking Accounts |
Minimum Balance Range |
Annual Percentage Yield |
Compounded/
Credited |
Minimum Opening Deposit |
|
Classic Checking |
Any |
.25% |
Monthly/
Monthly |
No longer offered |
Go Green
Qualified
Tier 1 |
$0-$15,000.00 |
4.00% |
$25 |
Go Green
Qualified
Tier 2 |
$15,000.01 and up |
.50% |
Go Green
Nonqualifying |
Any |
.25% |
|
Certificate Accounts |
Annual Percentage Yield |
Compounded/ Credited |
Minimum Balance and
Minimum Opening Deposit |
| 6 Month |
.75% APY |
Monthly/ Monthly |
$1,000 |
| 12 Month |
.95% APY |
$1,000 |
| 24 Month |
1.40% APY |
$1,000 |
| 36 Month |
1.90% APY |
$1,000 |
| 12 Month EZ Start |
.95% APY |
$100 |
|
IRA Certificate
Accounts* |
Annual Percentage Yield |
Compounded/ Credited |
Minimum Balance and
Minimum Opening Deposit |
| 6 Month |
.75% APY |
Monthly/ Monthly |
$500 |
| 12 Month |
.95% APY |
$500 |
| 18 Month |
1.25% APY |
$100 |
| 24 Month |
1.40% APY |
$500 |
| 36 Month |
1.90% APY |
$500 |
*Penalty may apply for early withdrawal.
|
Loan Type |
Repayment Terms |
APR* as low as |
| New
Vehicles |
Up to 84
months |
2.99% APR |
| Used
Vehicles |
Up to 84
months |
2.99% APR |
| New
Boats, Motorcycles, Motor Homes, Campers |
Up to 120
months |
5.49% APR |
| Used
Boats, Motorcycles, Motor Homes, Campers |
Up to 120
months |
5.49% APR |
| Unsecured
Loans |
Up to 36
months |
8.49% APR |
| Visa &
Mastercard |
Open |
9.99%APR |
| Platinum Visa |
Open |
9.49%APR |
| Home
Equity Lines of Credit |
Up to 15
years |
4.75% APR |
All rates effective as of January 19, 2012 and are subject to change without notice.
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